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When’s the Best Age to Move into Independent Living?

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A senior is packing up their home and downsizing to get ready to move into an independent living community.

As you reach retirement and beyond you may start to wonder “When should I plan on moving into independent living?” 

The truth is, there is no right age to move into independent living. Instead, you should move into independent living if: 

  1. You’re done doing home maintenance. 
  2. You want to be more social. 
  3. You want to plan for the future. 
  4. You want access to more conveniences and activities.  

What Is Independent Living?

Independent living communities are specially designed for older adults who want to enjoy a carefree lifestyle without the burden of home maintenance. These communities offer private apartments or homes along with amenities such as dining options, housekeeping, fitness centers, social activities, and access to healthcare services when needed.

Compared to options like assisted living, independent living is ideal for those who are still active and self-reliant but appreciate the added convenience and social opportunities of community living.

Why Timing Matters

There’s no “one-size-fits-all” age for moving into an independent living community. The right time varies for each person depending on physical health, social needs, and readiness to downsize. However, waiting too long to make this transition can result in missed opportunities to enjoy the benefits that independent living offers.

Considering independent living earlier in life—while you’re still active—means that you’ll have more time to make the most of the lifestyle and opportunities available. Here are some key factors that can help determine the right time to move.

Signs It Might Be Time to Transition to Independent Living

Life events and certain lifestyle patterns might indicate that moving to independent living is a good option. Here are some signs to watch for:

1. You’re Tired of Home Maintenance 

Owning a home comes with its fair share of challenges—regular maintenance, yard work, and unexpected repairs can take up time and energy. If home upkeep is becoming more of a burden than a joy, independent living can offer relief. Many communities handle all maintenance tasks so you can focus on enjoying your life. 

2. You Crave More Social Interaction 

Loneliness and isolation can affect mental and physical health, especially for older adults. If you find you’re spending too much time alone or missing out on opportunities to socialize, independent living communities provide vibrant environments where it’s easy to make friends, participate in events, or engage in hobbies. 

3. You’re Planning for the Future 

Moving before health challenges arise allows you to settle into a community on your terms. Transitioning early means you can choose a community that aligns with your lifestyle, ensuring that it becomes a long-term solution rather than a rushed decision during a crisis. 

4. You’re Looking for More Convenience 

Independent living often includes perks like dining services, housekeeping, and transportation. These conveniences simplify day-to-day life, offering a “low-stress” approach to living while still allowing you to maintain control over your routine. 

The Benefits of Moving to Independent Living Earlier 

A happy senior couple play and splash each other in the pool at their independent living community.

Many older adults wait until they feel they “have” to move, but taking the proactive approach can enhance your quality of life. Here’s why moving earlier can be beneficial:

1. More Time to Enjoy an Active Lifestyle 

Independent living communities are packed with amenities like gyms, pools, walking trails, and organized fitness classes. Moving early ensures you’re in the best shape to enjoy these offerings fully. 

2. Build a Strong Social Network 

Moving sooner allows you to establish connections and friendships with other residents and staff. Being socially active in a supportive community can increase overall happiness and reduce feelings of isolation. 

3. Easier Transition 

Packing, downsizing, and moving can feel overwhelming. Getting these things over with while you’re still active and healthy makes the transition much smoother, with less physical and emotional stress compared to moving later in life.

4. Access to Resources 

Some independent living communities also offer access to healthcare, wellness programs, and safety features. While you may not need these services now, moving into a community that offers them can provide peace of mind for the future.

5. Financial Stability 

Independent living communities often offer transparent pricing models that help residents plan their budgets. Moving earlier in life can lock in those costs and give you a clearer understanding of your long-term financial outlook. 

Factors to Consider When Choosing the Right Community 

Equally important as timing is the choice of the community itself. Here are a few factors to keep in mind as you evaluate your options:

1. Community Amenities 

Does the community offer the specific amenities that matter most to you, such as fitness programs, social events, or on-site transportation services?

2. Location 

Would you prefer a community close to family members, your hometown, or a climate you love? Location plays a huge role in your happiness and convenience. 

3. Healthcare Access 

Even though independent living is designed for active adults, consider future-proofing your choice by selecting a community near quality medical care or one that offers healthcare services.

4. Reputation 

Research reviews and testimonials for each community. A little detective work goes a long way to ensure you’re moving somewhere with a strong reputation for customer satisfaction. 

5. Financial Fit 

Cost varies significantly between independent living communities. Compare pricing models, hidden fees, and what’s included in monthly rates to ensure the costs align with your budget. 

Start Planning Today 

Waiting for the “perfect age” to make major lifestyle decisions can sometimes mean waiting too long. Moving into independent living earlier in life offers countless benefits, from reduced stress and better health to enhanced social opportunities and greater financial clarity. At Saranac Village at Will Rogers, we offer peaceful living with a variety of conveniences so our residents can enjoy their golden years. Schedule a tour to see if our community is right for you.

Written by Saranac Village at Will Rogers

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